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PRACTICAL GUIDE · United States

Correct an error on a credit report

Identify the disputed item and keep copies of your evidence.

01 / GET READY

Before you start

Check off what you have ready. Progress is saved only in this browser.

02 / TAKE THE NEXT STEP

Your next steps

  1. 01

    Check which reporting company lists the error.

  2. 02

    Follow CFPB instructions to dispute with that company and the business that supplied the information.

  3. 03

    Keep copies and track the response. Use IdentityTheft.gov if identity theft is involved.